<p>I dont know why everyone seems to want to slam the credit card. Have you see the nazi tactics of some of the prepaid debits ? Millions of resposible adults use credit cards every day. The trick is easy…pay off the balance. </p>
<p>I would make one modification to the cell phone comment. They do need smart phones in our modern world. What they dont need is a data plan on a college campus thats studded with free wifi.</p>