<p>The more you know about the way these programs run, the more you wonder who on earth thought THAT would be a good idea?</p>
<p>I think the amount up to the stafford loans should be undischargable. This garuantees that all kids, no matter what thier economic situation can get these loans.</p>
<p>And, frankly, I think all states, if they want to recieve federal funds, should be required to keep costs in line with what kids can borrow on the staffords + pells. I mean, maybe they could set the flagship higher to what the market would bear? Or not.</p>
<p>Public education should be affordable without spending away five or ten years of your future.</p>
<p>Then, beyond the stafford amount, which would obviously change with inflation, the loans should be subject to bankruptcy laws. for undergrad.</p>