<p>see post #17</p>
<p>"Dislocated Worker"...wow, I've been termed "single parent", "just a mom", and now "dislocated worker"...I bet there are thousands (hundreds of thousands?) that get that claim to fame for FAFSA this go 'round.</p>
<p>can anyone copy and paste the definition of displaced worker? I found it on the powerpoint but it would be nice to post it up for discussion. I was amazed to see that I may qualify as an underemployed "displaced homemaker". But if there are going to offer simplified needs to everyone in this dislocated category I think it is going to break the bank...</p>
<p>Wecandothis, are you recently divorced or widowed? That's the part of the displaced homemaker definition that keeps stay at home moms returning to the workforce from being considered a displaced homemaker ... I know, because I looked into receiving state benefits for displace homemakers. Actually, you have to be "no longer supported by the husband or wife." I think many schools will interpret that as divorced or widowed, although I can't speak for them.</p>
<p>Here is the link for the first draft fafsa: <a href="http://www.ifap.ed.gov/fafsa/attachments/0801SummaryChanges0910FAFSA.pdf%5B/url%5D">http://www.ifap.ed.gov/fafsa/attachments/0801SummaryChanges0910FAFSA.pdf</a> There is also a link up & running for financial aid administrators to check out the new fafsa on the web. There are quite a few screens for dependency questions and dislocated/displaced worker questions. The nice part about fafsa on the web is that it's easier to answer questions than it is on the paper fafsa ... the explanations don't require looking through the document. </p>
<p>People are going to have to read the instructions very carefully. If they are verified and find out that they checked off a box incorrectly, they may have an unhappy adjustment made to their files. Documentation of layoff or termination - not separation by choice - is required. It's going to be a pain for all involved ... lots of paperwork to collect.</p>
<p>here is the complete guide</p>
<p>
[quote]
In general a person is considered a dislocated worker if they meet one of the following conditions:
They have lost their job.
They have been laid off or been laid off.
They are receiving unemployment benefits and are unlikely to return to a previous occupation.
They are self employed but are unemployed due to economic conditions or natural disaster.
They are receiving unemployment benefits due to being laid off or losing a job and are unlikely to return to a previous occupation.
They are self employed but is unemployed due to economic conditions or natural
disaster.
They are a displaced homemaker. A displaced homemaker is generally a person who previously provided unpaid services to the family (e.g. a stay at home mom or dad) and is no longer supported by the husband or wife , and is having trouble finding or upgrading employment.</p>
<p>If a person quitswork, generally they are not considered a displaced worker even if, for instance, they are receiving unemployment benefits. </p>
<p>Note that the financial aid administrator at your school may require you to provide proof that you (or your spouse) is a dislocated worker.
[/quote]
...........................</p>
<p>After tomorrow's Senate vote, I expect a HUGE percentage of students at my school will have parents who fit in this category. I expect the Pell grant eligible population to swell to huge proportions. Congress will be scrambling to find enough money. </p>
<p>And just think of all the newly-low EFC families who will have to come to terms with the fact that a low EFC doesn't necessarily translate into enough aid to close the gap.</p>
<p>I wonder if the Pell will be fully funded if a lot more people qualify for it. This last year the max was supposed to be $4,800 and ended up being $4731. I have always wondered how the $4731 figure came about.</p>
<p>Kelsmom - I am worried about what will happen tomorrow with the markets. Some of the world markets have really tanked overnight. @ 7% for the Hong Kong markets.</p>
<p>yes, I do meet the criteria for displaced homemaker...kelsmom, could I ask what state benefits are possibly available?
this is going to be very interesting, basically a whole new category of eligibility is opened up for all the dislocated/displaced workers... but where will all the money come from?</p>
<p>Wecandothis, your concern about where the money will come from is an important one. I honestly don't know the answer. As it is, the majority of federal aid is loans. I expect they'll just continue to raise the loan maximums. THAT is not good. I am predicting the next big bailout will be student loans ... I don't think people are going to be able to pay back what they are borrowing as it is, and loan limits were just raised this year.</p>
<p>My state has funding dedicated to displaced homemakers ... they offer help for job searches, training to get up to speed for the work force, and there is even some money available for college tuition. You should check with your state employment office. I live in MI, and we have MichiganWorks, which oversees these programs.</p>