<p>Okay, people who keep saying she can’t afford this or that because she is “on social security” may not understand the full picture (although the OP actually hasn’t clarified completely). My assumption is that this means SHE receives a survivor’s benefit from Social Security because her father died. This payment usually stops around the time the kid turns 18 (there are exceptions, but I expect that is what will happen for this poster). That does NOT mean her mom is drawing Social Security retirement or disability benefits. But the OP has not clarified her mom’s income and asset situation, so that is a missing piece to this picture.</p>