<p>What are his parents willing and able to pay? That would make a very big difference. If he’s looking for a full ride, teh options are more limited and getting that is tough, even at schools where full COA rides are offered. Does he have money saved? Do his parents? It’s not enough just to say he wants no debt. How much are parents and student able and willing to pay from past income (savings), Current income (jobs on both Parent and student’s parts) since the goal is no loans or very little. (future income). </p>
<p>Also does the family qualify for any financial aid? Like what is their EFC, approximately? Personal bankers and teachers around my area can make a lot of money, like my neighbors who have that combo as a couple. She makes 6 figures as a teacher at a top school district, and he does very well as a personal banker, in that they’ve paid full costs for their two oldest who have gone/are going to college and will be doing the same for thier youngest. I get the sense, that they want to go to college for free. Gotta know what they are eligible to get in the way of aid, what they are willing to pay out of pocket. </p>