<p>^^^</p>
<p>This family needs to apply to both types of schools…those that meet need without big loans and those that will give big merit for stats. </p>
<p>For the two with better ACTs, MiamiU could be a financial safety since the merit scholarship combined with EFC would cover most/all of costs. </p>
<p>Be wary of schools that say that they “meet need,” but do so with a big Plus loan. That is a phony way to meet need and a school that does this is being disingenuous.</p>