<p>How are 529 plans treated for financial aid, FM/IM, etc.?</p>
<p>For FAFSA they are reported as a parent asset and are treated like any other parent asset, which means they have a lower effect on the EFC than if they were reported as a student asset. (@5.6% after protected parent asset allowances rather than the 20% effect a student asset would have.)</p>
<p>No idea for IM.</p>