<p>For the affluent members of this board whose family strong work ethic
have dictated that saving for college is the only appropriate method
for paying ones child to attend college as opposed to seeking government
hand-outs, how many here have contemplated liquidating their 529 college
savings account prior to the end of this year as permitted by IRS statute ?
Financial conflict in the EU nations appear to be spilling into the US markets
and this may adversely effect your 529 college accounts.</p>
<p>Though I cannot answer your question, I would just like to point out that, how it’s phrased, is in very poor taste. Not everyone who hasn’t saved is looking for ‘Government Handouts’. Some individual family’s have not had the chance to save up for their children’s college expenses, due to not bringing enough money in, as it is. Just because a family has not saved up money, does NOT mean that they do not have a strong work ethic. </p>
<p>Caitlin</p>
<p>Implying that those who need to rely on loans or government assistance are guilty of not having a “strong work ethic” is like me making the assumption that someone who makes that statement is prejudiced,judgemental, and just not raised well. I don’t know for sure, but if you can assume, so can I. </p>
<p>Divorce, for one, can significantly affect a families ability to pay, especially for single mothers and fathers or blended families that pay child support obligations. Or are they bad people too? </p>
<p>Have a nice day.</p>
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<p>I lol’d. So hard. I hate need-based scholarships as much as the next guy but damn…</p>
<p>Problem-I saw the user name, and thought to myself, “I have to read this.” So I proceeded to read it, also laugh loudly, and couldn’t help but comment.</p>
<p>OP-To make such an assumption is VERY obtuse. You have no right, by any means, to say such a thing. Unlike the Mom, I will not just assume you are a spoiled child. I already know this is a simple fact. I hope you know that posting this question, would provide you with answers, if you didn’t need to add some very uneccessary comments. However, you did add them, so I hope you go not expect answers.</p>
<p>Not certain why I am receiving such negative responses since my parents
made a concerted effort to save money to pay for my college education
and not rely on government assistance such as federally subsidized loans
and grants. My parents have instilled in me a strong work ethic and have
always stressed that a real man should never accept a hand-out from
anyone !</p>
<p>…except his parents!</p>
<p>lizard-
LOL!! That cracked me up! I would say perhaps his parents forgot to instill other things-</p>
<p>So, OP-if a real man should never expect handouts from anyone, and your parents are paying for you-what does that make you?</p>
<p>I have a strong work ethic. I have a career and I have NEVER been unemployed. But I am at that income level where my kids do not qualify for federal aide but I do not make enough to pay out of pocket. I’m a divorced parent of three boys who has never received a dime of child support. My kids and I are taking federal loans which we will pay back. I’m not really sure that your parents did bring you up right or you would have empathy for people of lessor means than yourself.</p>
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</p>
<p>Hey OP, you do realize that in-state tuition is only cheaper than out of state because it’s subsidized by the state government, right? You should probably pay OOS rates to avoid taking handouts and going against your family’s principles. Also, you should probably avoid using government subsidized roads…which is all of them.</p>
<p>You’re getting such negative comments, because of what you’ve said. As my AP psychology teachers says, “Someone has a few loose screws”. </p>
<p>You say you have a strong worth ethic, huh? I find that VERY funny, considering your parents, as I can assume, probably pay for everything you own, or ask them for. That’s not a strong work ethic. So, you mean to say that an individual, who works a large amount of hours a week, but cannot afford to save for their child’s college, has a bad work ethic?</p>
<p>Honestly, I’m really curious if there’s a filter in your head? Usually, you see this with older individuals. They just say whatever comes to mind, because of their age, and the state of mind they’re in. You, however, have no excuse. I pray that you get into University of Florida, and turn down UCF. I would hate to be surrounded by someone with such an disgusting attitude, as yourself. However, you really do give me a good laugh, because I have to convince myself that you aren’t, in fact, joking.</p>
<p>You’re a perfect example of the student who will be hiding away in their dorm, because no one is interested in being around you.</p>
<p>Since you hate handouts so much I’ll take your 529 and add it to mine. Then you can work for every penny you own! Everyone wins! Not to mention by backing out of a federal investment such as the 529 you are among the weak minded individuals who contributes to the weakening of our government. EU problems do not in any way affect the investment of 529 funds as they are put into American enterprises. So in answer to your question bro, your the only one being a prick and an idiot</p>
<p>^^^
“I’ll take your 529 and add it to mine”
And you want to take my 529 ?
You sound like one of those Occupy Wall Street degenerates
who are looking for the ultimate hand-out; redistribution of Americas
wealth without working !</p>
<p>*currently employed at Tilly’s
-but in case you haven’t noticed you sound like a rich and haughty child who commits the ultimate crime of flaunting money and unfortunately not being intelligent enough to see the err in their ways</p>
<p>He’s intellegent when it comes to classes in school. Sorry to inform him, but when he gets out into the real world, he’s going to fall back on his ass, because he’s not prepared for what’s to come. How about stop taking hand outs from your parents? Because you have such a strong work ethic, huh? Ah, pathetic.</p>
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<p>Tragic, huh?</p>
<p>The original poster also posted the same question in the UF forum, which was where I saw it. I was offended myself and wrote a lengthy reply: <a href=“http://talk.collegeconfidential.com/university-florida/1243808-529-question.html#post13472401[/url]”>http://talk.collegeconfidential.com/university-florida/1243808-529-question.html#post13472401</a></p>
<p>I don’t understand these people who really think that their own wealth is somehow completely their own- that they just arrived there solely out of their own hard work as they say…when everything used to get there existed because of tax dollars, or was made easier because of tax dollars or subsidies.</p>
<p>I am also a fan of occupy wall street- thought I would throw that out there since he mentioned it. 
;)</p>
<p>Right on Tinuviel8, except for one thing, this is not even his money. it’s his parents money, so he didn’t have to work for it at all, he just got lucky enough to be born into a family with enough money for a 529 plan.</p>
<p>but I gotta be honest, after reading what this kid has been posting, he is probably a ■■■■■ just looking for attention. So for future reference, we should probably just ignore his posts and try to not “feed the ■■■■■”</p>
<p>Sometimes it’s interesting to see how ‘the ■■■■■’ answers, though. I’ll be bounty honest- the irrationality of his posts are the cherry on top of my day.</p>