<p>I read that, i was curious as to why some people chose one over the other? Do they both hurt aid the same? They both have positives and negatives so I ws just wondering what makes people choose. I’m not quite sure what answers I am looking for. I am in a Roth IRA and looking to move into one of these so if I contribute $1,100/year coverdale looks better. Unless coverdales go to $500/year. Btw I have gotten better advice on cc than fom my accountants so that is why I am asking. I also heard 529 fees are extremely high.</p>