<p>You cannot go out of state. Taking on loans greater than 27K for four years requires you to have a family member co-sign and thereby assume your debt. Don’t be foolish. Think long term, if you can, about the impact 120K in debt (not including room and board, are you crazy?) will have on your ability to buy a house, get a car loan, choose a position you’d really like, etc. All this for a “great 4 years”? Adolescent madness.</p>