<p>I think folks are right in that the literal details of his account shouldn’t be taken as gospel, but the tips he gives are great advice. And yes, they’re common sense…if you’ve been living on your own for a while and have experience repaying debt. But they are things I sort of learned through trial and error with credit cards (and reading online), so I think they’ll be really helpful to new grads - especially ones who don’t really know how their loan repayment works.</p>
<p>The other thing I would say is apply/look for any loan repayment you can. In my career field (health disparities research with a PhD) I can apply for loan repayment (<a href=“http://www.lrp.nih.gov/about_the_programs/health_disparities.aspx”>http://www.lrp.nih.gov/about_the_programs/health_disparities.aspx</a>). It’s competitive, but about 1/3 of the people who apply for it get awarded it.</p>