<p>okey, lets say my mom passed away last year. we had no house she i have no car we were renting an apartment. father is no where to be hurd and my brother is the person im staying with. i dont have much in my bank around. but i got my mothers life insurance policy witch is around lets say 50-60 grand. but it stays inside the life insurance company. do i put that as an asset? i was told by my guidance council when he helped me fill out fafsa as no. and im getting worried and a bit scared cuz i dont wana be in any trouble :( can anyone help me?</p>