So many US kids have to give up their dream education because of finances. This girl sounds like she is just one of thousands with similar stats- good/great/much better than average, but unfortunately not a spectacular standout head and shoulders above the crowd. Her parental aspirations for her to be a nurse do not sound like they expect more than ordinary things from her. Her wish to study humanities is vague enough that I don’t see compelling reasons for her to study at the undergrad level in the US. Is her intention eventually becoming a permanent US resident, even US citizen? Or perhaps she sees the US through rose colored glasses and thinks everything is better here.
My Indian H was always interested in things British and American- the reason he came for a medical residency. I can understand how some people prefer our culture to theirs. If this is the case she should use the coming year to earn money and research schools with better aid for foreign students. She also will be a stronger candidate if she has more specific goals.