UF’s Benacquisto scholarship will be open to oos NMF 's I believe so worth looking into.
Utd is a bad choice as it doesn’t have OP’s majors of interest.
USC Columbia - apply well before (Honors) October deadline.
I second the idea of applying to Harvard, Yale, Princeton - an admitted student I know with a 16k EFC elsewhere ended up with net costs of 8k (and lower direct costs.) At these schools, 75k means free ride, and 110k free tuition. With 90k Income they may meet your budget. Run the npc: they don’t calculate need the same way, espethe way to account for assets and home equity.
Less certain but possible as they have large endowments and want to increase economic diversity: Run the NPC on Middlebury, Amherst, Williams, Grinnell. If a girl, run the NPC on the seven sisters.
Also beside UCincinnati, apply to tosu (Morrill?), Miami OH, and OU - complete the full app even if they offer an 'expedited ’ app and do so as soon as the app is up.