<p>I depended on my father's money for my college education but during new year's eve he said i had to pay for everything: tution, books, my personal expense, any money that i needed. I know about the FAFSA and the Pell Grant... could somebody please list all financial aids, grants, scholorships?</p>
<p>19 views but no replies??</p>
<p>It is impossible to list all the aid and scholarships that are out there. You will have to do some research yourself. If you are already in college you will need to check with your school. The following is a list of federal aid that is available. But you must realize that, other than unsubsidized Stafford loans, federal aid is need based. Need is based on calculations that take into account your parent's and your income and assets.</p>
<p>Federal Student aid consists mainly of:
Grants (do not have to be repaid)
Pell:The maximum for 2008-2009 was $4731 (supposed to increase in 2009-2010). Is EFC based. For 2008-2009 it required an EFC between 0-4041. 0 EFC got the maximum grant then the amount of grant goes down as the EFC goes up, phasing out at 4042.
SEOG: Usually awarded to the neediest students. Schools set their own criteria. (unlike the Pell where if you qualify by EFC you get it). At my daughter's school it requires a 0 EFC and early FAFSA submission. The maximum varies by school. (schools are given a limited amount of SEOG dollars to award so decide how to best allocate the money. Some students meeting the school's criteria may not get it if funds are depleted). The max by federal rules is $4,000 but schools set their own max depending on how many students they may need to award it to. The max at my daughter's school is $2,000.
ACG:Freshmen/Sophomores only. $750 freshman/$1300 Sophomore. Requires Pell eligibility and certain academic requirements - rigorous HS curriculum, certain HS GPA. Cannot have graduated HS before (I think) 2005.
SMART:3rd and 4th year students only. maximum = $4,000. Requires pell eligibility, certain majors, and a mimimum GPA.
TEACH:For teachers training to teach in certain needed subjects and requires a time commitment teaching in needy districts. If the time commitment is not met the grant reverts to an unsubsidized loan with interest dating back to the disbursment of the loan (ugh). I think there is a GPA requirement.</p>
<p>LOANS
PERKINS:Subsidized loan. Neediest students. $4,000 maximum. Limited funding. 5% interest rate. Govt pays the interest until after graduation or dropping below half time plus for a 9 month grace period. Some posters reported their schools not getting much Perkins funding this year.
STAFFORD:Combination of subsidized and/or unsubsidized. For a freshman the maximum is $5,500 of which a maximum may be subsidized if there is 'need'. Subsidized 6% this year, dropping each year for the next several years, 6 month grace period. Unsubsidized 6.8%. Interest starts from day 1 but repayment of interest and principal may be deferred until after graduation - interest is capitalized.</p>
<p>WORK STUDY You get a job on campus (or certain off campus community jobs - my daughter works in a Govt lab) and are paid an hourly salary. The benefit of a WS job is that the earnings are not held against you by FAFSA the next year.</p>
<p>There are also parent loans (Plus loans). Some States have grant programs - usually for students staying in state. Schools that promise to meet full need may have their own grant money.</p>
<p>Finaid.org is an excellent source of information on the various federal aid programs.</p>
<p>Above are 2008-2009 figures. They may change for 2009-2010.</p>
<p>first of all, have you do ANY research on this. Have you looked at threads stickied to the top of this forum. Have you read thru FinAid</a>! Financial Aid, College Scholarships and Student Loans</p>
<p>Your parents are going to have to supply their income/asset info even if they don't want to pay for your college. based on your user name, I assume you are applying to Ivy's. They have different ways of giving out their money (good if you are low income). There may be local scholarships you can apply for. Did you do any googling???/</p>
<p>It really isn't realistic for us to list everything you can apply for. Alot of deadlines for the upcoming year have past or are fast approaching. </p>
<p>You need to find out what your family is going to be expected to pay (at the least). You should be checking with schools to see if they give merit aid as well as need based (and this is based on what they say you can pay, not what your parents are willing to pay).</p>
<p>swimcat: Please tell me you have that 'speech' saved as a word file somewhere. I think you have posted that daily :-)</p>
<p>And why do you and I post at the same time on the same thread so often???
Do we have a telepathy thing going on??</p>
<p>sue - I use the 'search' function and search for my old posts! A word doc would be a lot more efficient. I think I will do that.</p>
<p>I have noticed that you, thumper, and I do seem to have a triple telepathy thing going on!</p>
<p>ofcourse i've done googling and i've read this forum a million times. I just wanted to make sure if there were other scholarships i didn't know about and i know there are many out there.</p>
<p>You are already in college right There are not nearly as many scholarships out there for current college students as there are for upcoming freshmen. Good luck.</p>
<p>here's my one hint: Studentjobs.gov</a> : e-Scholar</p>
<p>they have some good resources for specific students.</p>