There are many school that will take up to 90 transfer credits-- even if you got them at 15 different schools. And your GPA will start fresh at a new school (or you could attend the school where you did well in the summer).
Take a break if you like, and work. When you want to, and feel you can succeed, take some classes- at community college or other school- do well and prove that you are again college material. Then apply with a better chance for admissions, to a school you want to go to, if you decide on 4 years.
Again, the majority of college students are “non=traditional” and you will be in good company. Look into degree completion options through universities, extensions, continuing ed, adult learner programs, online and distance programs.
Also think about trades, certificate programs, hands-on occupations if they interest you.
Good luck!