Your stats are good and you are not aiming too high—you could aim higher. We only apply for colleges once in our lives so I suggest sending out more applications and see what you get, which is easy with using the Common App these days. If you are a marketing major, why are you taking AP Physics? That could tank your GPA. Do they offer AP Psych or AP Econ at your school? Start writing your essays during the summer prior to senior year (at least have a rough draft prior to the fall semester of senior year) so you can apply for Early Action (Nov. 1) if you choose. Also, it’s difficult to work on essays when schoolwork has begun.
My son absolutely loves U of Miami in Florida—it has changed his life—he is so happy and his personality has blossomed. There are students who want to go out and do things vs. only drinking/partying like other universities. The campus is beautiful and the students are friendly and open to meeting people. Miami has loads of school spirit, stellar football games (free for students), water sports, beautiful campus.
Santa Clara is down the highway from us and is a good school but doesn’t have the opportunities that U of Miami has. You could take the train to S.F. but S.F. has become a pit for the homeless. I don’t think it’s worth flying across the country for when your home is in N.J. Flights might cost more than flying from NJ.
Penn State is an odd subculture of lack of outspokenness and hushing. Think Jerry Sandusky (raped underprivileged teenagers for decades and was kept hidden), Tim Piazza (football player who died from forced alcohol hazing, bro’s didn’t call 911 until 12 hours later, when he was near death), Marquise Braham (hazed so hard that he ended up committing suicide from the harsh memories). It also lacks diversity so the students are all going to be very similar in their general thinking and values.