I hope you understand that both NYU and BU cost over $70,000 a year. Where will those loans come from??
If you are a PA resident…apply to Pitt…at least you will have instate tuition status…and Pittsburgh is a city.
If you are attending a PA community college, you want to talk to the transfer advisor ASAP about schools with articulation agreements with your CC. That advisor might also know about financial aid opportunities for CC transfers.