<p>First off, I'd like to say that I realize this is a very hard question to answer, which is why I really appreciate you guys doing so! </p>
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<p>Oh no, of course I'm not relying entirely on receiving financial aid. What I do know, is that I can get a very generous loan from my government (about $80-90k), so I was hoping that I could get some financial aid to cover the rest of cost. I figure it's worth a try at HYP, but I'm also prepared to lend the rest. That big loans are not a perfect solution, I know, but I think that my intended career as an IBanker (nope, it's not for the money I want to get into IB) could make it less devastating for my future finances. </p>
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<blockquote> <p>hsmomstef</p> </blockquote>
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<p>Hehe, sorry for leaving out essential information. I wrote in panic though, so I guess that could have something to do with it. </p>
<p>Yes, I'm appying as an international student to an american school, and I'm referring to the "Financial aid application for international students" for Williams College. </p>
<p>Of course they have to pay, but I'm afraid that the application might give the impression of us having assets, we really don't have. The $200.000 I mentioned, are saved in different pension funds, and are what my parents will live off of once they've retired. </p>
<p>My father's 50 years old, my mother's 46. </p>
<p>I don't know exact figures for their incomes, but their total income is somewhere in the $100.000-region. It may sound much, but in Sweden it's everything but. Again, I don't have the exact figures, but their disposable income should total up to about $40.000 after income taxes. On top of that comes all kinds of taxes, gastronomic gas prices and the highest living costs in Sweden. The margins are low, to say atleast.
I'd say it's virtually impossible to squeeze out $15.000/year from their incomes, and unless we sell our house I really see no way how we could raise that amount of money. My grandmother's still alive and kicking, so to sell a third of her house wouldn't be a great solution either. </p>
<p>The only liquid assets we have available is the emergency buffert and the "secret" account, though I highly doubt they'd cover a fraction of the total costs. That's unless my grandmother's secretly rich, which I also have great doubt in. </p>
<p>I'll talk some to my parents, and then I'll return with some more questions! Hope you'll still be here for them. ;)</p>