<p>I do encourage you to apply to some full need met schools that require NCP waiver, because, yes, it is possible that it would work out for you. But those schools do have low admit rates, your test scores are below the norms for many of them, and most of them are finicky about NCP waivers. So have a few on your list, but bear in mind that your most important schools are the ones that you know will take you and that you will be able to afford. We are talking about local state schools, community colleges to which you can commute and also for some schools where you have a good chance of getting some good aid and/or scholarships. You can ask your GC what such colleges are that have been “good” to kids graduating from your high school. Don’t have all of your eggs in one basket.</p>