<p>Keep in mind that once your older sibling leaves college, that your aid will decrease.</p>
<p>Your schools will determine what your "need’ is. </p>
<p>Since you will have to borrow your family’s EFC, then it’s best to apply to no-loan schools.</p>
<p>Is your mom still alive? If so, her family’s income will also get considered when calculating aid (including a new husband).</p>
<p>Also, be sure to apply to some financial safety schools…these are schools that will give you large merit for your stats.</p>