<p>First, you and she need to sit down and map out a plan. NOW. And draw up 15 schools to apply to. You can get application fee waivers and also use the common application.</p>
<p>Second, get a hold of Petersen’s Directory or Barron’s Directory. Start geographically and find schools, and also look by your/her interests.</p>
<p>In general she needs to apply to low second tier and high third tier schools, which are fine academically, but off the radar screen. </p>
<p>there are OODLES of them. Some really good private schools. Look at Catholic colleges, and other nominal religious schools. they sometimes pour money at you. </p>
<p>She will get in and she will be fine.</p>
<p>Finally, its absurd for her to say she won’t take out student loans. They are deferred until 6 months after leaving school. If she does well first year the college may do another internal scholarship as well. The national avg for graduating college seniors debt load is around 18k. That is not overly burdensome. Also you may qualify for Pell Grant money.</p>
<p>Fill out CSS and FAFSA and submit applications to colleges, preferably starting in late December before the January 1 deadline for many and January 15 deadline for others.</p>
<p>You/She will be fine if you follow those simple instructions.</p>