<p>redbug119: Oh, things have changed, in the past three hours. Now that all the aid awards are in, we did final giant spreadsheet things. The three schools with the least amount of loans are PrattMWP, Otis, and PNCA. PrattMWP has a problem – after two years you go to Pratt, which is 15K more per year. What if they don’t give her more aid? What if she spends 2 years at PrattMWP, but cannot afford to finish at Pratt? That would suck. </p>
<p>Otis is less than other schools because she has Calgrant money there, but she doesn’t like the idea of LA, and it’s not been a favorite school. (And in part, it’s because someone from her school who was not really into art got into it, and she feels like based on that, would she want to go there? Odd reason, but there you go.) </p>
<p>PNCA is, when we do the math, actually about the same as Otis. It <em>could</em> be less, depending on several factors that are things like “finding a cheap off campus place.” PNCA has the advantage of being one of the three schools she most wanted to attend (along with SAIC and Pratt), being in the same town with her brother for a year, being a cool town she really loves, being very affordable. She’s also a Dean’s Scholar there, which gives her priority registration and stuff like that. </p>
<p>PNCA is $5500 in student loans, and on paper, 16K in parent loans, but that includes no student summer work contribution, no work study, big standardized expenses for housing and personal expenses. She figures she could shave that down another 5K if we work together. In contrast, PrattMWP is $7500 in student loans, $750 in work/study and 10K in parent loans, with much more rigid expenses (dorm, meal plan) and much bigger travel expenses. We would probably save 1K a year just in travel, because Portland is much closer.</p>
<p>So, for her, PrattMWP feels like “settling” and PNCA, while it may not be as prestigious as some of the other schools she was accepted to, feels more like a choice she could love. PNCA is also much more interdisciplinary, which is one thing she really wants. They even have a new animation program, which is her newest infatuation. </p>
<p>She and I are going to think on it for a day, consult our respective trusted third opinions – her brother, my partner, family friends, mentors – and then revisit it tomorrow. If she is still happy about it, she will probably go for PNCA, and we’ll start trying to close that gap.</p>