<p>^gosh, you really don’t get it. </p>
<p>The chart gives a student the ability to cash in. That is the first part of the question.</p>
<p>The second part of the OP was whether it would be worth it if one had the ability to cash in the AP. The answer to that question cannot be gleaned from a chart; rather, it requires input from people who have cashed in or not cashed in potential AP credit.</p>