I think you must first find out a little more precisely what your parents can afford. At this point, frankly, you will have “slim pickings”. But, on the up side, the NACAC list will have some good schools that still have spots available. Money will be an issue, it sounds like. With a good GPA and an improved SAT score, your choices will be a LOT better if you wait until next fall. But if merit scholarships aren’t going to be enough (I would say $20,000 a year is a typical “good” merit award) you might have to stay in state. I suspect the military will be able to help you somehow. There must be provisions for kids in your situation, but I don’t have my idea about that, sorry to say.
In your position, I would wait a year. You will have time to improve your SAT, and do some productive things that will boost your app. You will have much more time, obviously, to do some research and figure out where you would like to go to college. You will also have a nice break from school work and studying. You can earn some money for college. Gap year is a smart choice for you, but please do make an appointment with your school counselor.