<p>Say I could not afford the cost of my university during my senior year of college. Is there no way I could transfer to a school that's cheaper and work on finishing my degree there? I am not sure what to do if I cannot pay for the school anymore.</p>
<p>You may want to also ask on the UC subforum, but this is what I am aware of at this point.</p>
<p>Most if not all the UCs will not take a transfer student from a 4-year college (or a combination of credits from a 4-year and a CCC) that is senior level. The exact cut off for the number of units varies for each UC, but it starts to kick in around 80 to 90 semester units. (There is no limit or cut off for students who are ONLY CCC students who have no credits from a 4-year institution.)</p>
<p>Last I heard, transfer students from 4-year (or 4-year + CCC) who are senior status can get into CSUs, but the biggest problem is that they get low priority for admission. Meaning, a CCC student with a 2.8 GPA will get admitted before a 4-year student with say a 3.8. The CSUs are mandated to “fill up to the brim” with the CCC transfers first and afterwards look at 4-year students. (If you are a combo of 4-year and CCC units, you must have MORE CCC units than the other to be consider a CCC transfer student.)</p>
<p>A few other things to consider is that if you do somehow manage to transfer to a CSU (or somehow a UC)–it may take more than 1 year to finish your degree because of how the major requirements line up. Don’t assume that your upper division courses will be accepted for credit in the major and don’t assume the majors at the two colleges have a similar pathway toward completing the degree. What might have at first seemed like a cheap way to finish the degree the final year could turn into 2 years, which negates at least some of the savings. Don’t forget the cost of lost opportunity if you spend an extra year at a CSU–instead of being out earning a first year salary, you’d be stuck in classes.</p>
<p>I am not intending to get a job directly after college, but I will be applying for some. I am more intent on going to graduate school. I am attending Cal Poly Pomona because at the time I looked it up it was around 18K on average and now it’s 22K. I am a middle to upper middle class student who has to pay for most of my education on loans. The CSU’s are now facing higher budget cuts and unfortunately I did not apply to any UC’s at the time because my GPA was a 2.93. It’s a 3.0 right now and will be a 3.1 at best by the time I’m done with this semester in a couple weeks. With all the fee increases and the talk of doubling interest on student loans, I am kind of afraid that I will not be able to pay for a CSU education. I know that the UC’s have been hit less hard, but I was not aware of the costs as much as I was when I started applying this past fall or what was going on.</p>
<p>The thing is that if I can’t pay for my senior year of college and it’s already difficult to transfer to another college, what am I going to do? I know that I could probably transfer to a private university and just end up taking another extra year there. I get my tuition paid for. It’s all the other things I’m paying for that I’m worried about. My expected family contribution is already high for my family (10K) but merit-aid, grants by the institution, and other factors I think would cut down the costs significantly. </p>
<p>I wanted to attend a UC but my GPA sucks and it is kind of pointless I feel like to go to a crappy UC and pay the same amount at UC Merced as I would have to pay at UCLA/UCB.</p>
<p>I am confused. How would transfering from Cal Poly Pomona to a different CSU (or UC) save you any money? All the CSUs are roughly in the same ballpark for costs. And a UC would be even more expensive than a CSU. (I had assumed you were trying to get away from the expense of a private college.)</p>
<p>You say you get your tuition paid for? Then what are the real problems? You just need to be able to live cheaply and finish out the year. Take out a student loan plus part-time work and you should be able to cover living expenses.</p>
<p>I guess your posts aren’t quite making sense to me… do you have merit-aid and grants from your current college or hoping a new CSU would give them to you?</p>
<p>Maybe I’m confused myself. I’ve been reading a lot about the state of the education system, particular with the CSU’s and since Cal Poly Pomona is within this system I have become very concerned.</p>
<p>The only financial aid I qualified for was 7500 in Stafford loans. I get about 6,000 knocked off from a fee waiver. I have to take out a parent PLUS loan for 8500 at least to cover the rest per year. Now, I know that “CSU increased tuition an additional 16 percent from 2010-11 to 2011-12 and is considering a proposal to raise tuition and fees another 9 percent for 2012-13”. I am concerned about what might happen for 2013-14. What if there’s another fee increase? I know that there’s something going on also about doubling the rate of interest on federal loans I have to take out. It just seems that the UC system is a little more stable and that I might be better off if I transferred senior year if things got utterly ridiculous. </p>
<p>I am also very concerned that the CSU’s have low 4 year graduation rates, some as low as 10 percent. 6 year graduation rates are even low. My parents make a decent amount of money but will become less willing to sign parent PLUS loans if I have to take an extra year on top of the two I have to go through at Pomona. </p>
<p>Is it only the tuition and fees that they increase or do they jack up everything else overall? I thought I was getting a deal when I was applying for colleges in November and seeing it only cost 18K to attend Pomona…now 22K. </p>
<p>I am wondering if it would be more cost effective before I enter my junior year to perhaps attend a UC (like Merced) for 2 years rather than take a risk on a CSU that could end up being more than a two year commitment. The 13K in tuition I would pay for a UC I do not pay for. Also, for instance, at Harvey Mudd tuition is 42k. I would not have to pay the 42K.</p>
<p>you should stay at CalPoly. take a leave of absence if necessary and work for a year if you cant afford tuition or appeal to the FA office. But you will do yourself no favor by trying to transfer. </p>
<p>“I know that there’s something going on also about doubling the rate of interest on federal loans I have to take out.”
if the loans % is doubled it will still only mean an additional $60/ month. but I doubt that will happen as that would be political suicide for Republicans in Congress. So relax.</p>
<p>You’re confused, a UC would cost more, not less. And UCs are going up as fadt as CSUs.</p>
<p>Harvey Mudd with a 3.1? Not going to happen. And private schools don’t just hand ovet money to all. The few that meet need for transfers are highly selective and require high GPAs and SATs. They determine what your need is taking into account much more than the Cal state schools do. If your parents can’t afford their FAFSA EFC, chances are they can’t afford what the privates will expect.</p>
<p>In all likelihood, a CSU is your cheapest option other than a CC. You might consider a CC for next year while you save, and then return to a CSU.</p>