OP, I wanted to commend you for caring so much about your mom and your younger siblings!
You’ll come up with the right answer. VT might work out but keep a close eye on the numbers.
I have a job already for this summer. Not sure if I’m going to be able to keep it over winter and spring breaks however.
@SouthFloridaMom9 Thank you for the kind words! I really do hope it works out as well.