Ask for your Opinions

<p>Hi
I have a little trouble deciding which school to go.
I just got the financial aid package from the second school.
Even though I'm still waiting for my top choice (Boston College) , i want to be ready in case of bad news.
I got accepted into UNC at Chapel Hill and University of Richmond.
UNC offers me full ride (only have 2500 work study and no loan) and referred as Covenant scholar.
However, University of Richmond gives me a great deal too, but with 7k5 in loan + work study.
I would like to ask for your opinions over which school to go.
I'm having concerned with Public and Private. Is Richmond worth borrowing? what about environment, diversity and job placement?
Please give me some ideas
Thank</p>