<p>"@MiamiDAP, how you come up with the money to pay for your daughter’s med school is exactly how these kids will be paying off their loans -live under one’s means, no mystery here."
-Not possible. They have not accumulated retirement money yet. I am very close to retirement and can withdraw from 401K without penalty. My house is all paid, so I can take equity loans. We both work and DO NOT have any other dependents. None of these is true for the new resident. None whatsoever, do not mislead them. I have heard from many about having huge loans in hundreds of thousands for a very long time, I heard it from MDs with kids. These are facts for the most.</p>