<p>happyfit,
I have raised couple kids, I know that you are much more flexible in cuttin cost of raising the kids vs. paying off the amount of Med. School loans. I am paying this tuition currently and the funds that are available to me are NOT there for the resident, period. If you are NOT paying thousands every month, you can call it repayment and I do not, that is where we disagree. if you are paying few hundreds of dollars (if this even possible at all), it will NOT make any visible dent in the amount of your debt. In case of my kid, she would have had about $300k of debt at the end of her Med. School (no debt from UG, she was on full tuition Merit award, but many have the debt from UG also).<br>
As a hypothetical example, say she pays $300 every single month (I personally think that it is not possible at all as her future cost of living might be very high at the expansive location, living in NYC close to your residency will not allow such a re-payment schedule). The $300 every month after average of 4 years will result in repaying $300 X 12 = $14,400. You might call it re-paying, I do not, not even close out of $300k.</p>