At what point is a college no longer considered "a Reach for Everyone?"

Are you asking about schools that aren’t a reach for anyone at all? Community colleges.

Not a reach for someone with a 4.0? A 3.5? A 3.0? See the admitted class profile.

Schools that accept more than 50% of applicants are not a reach for everyone, but you’d still want your grades and scores above the 25th percentile or have a different school as your safety. If a school is need-aware and you need aid, you’d want scores at the 50th percentile and preferably higher.