<p>Thanks everyone. I’m grateful for the thoughtful responses. It really gets down to student debt. Over the course a lifetime, is the $100+K debt worth it. Maybe yes, maybe no. Honestly, and I think every parent will understand, it comes down to a gut wrenching sense of “bummer” that we’re not able to just swing it. She/we may opt for the debt - may not. Sigh!</p>