<p>Hi, All: Our son will be attending college next fall. We are fortunate in that they gave him a nice financial aid package, but there is still a gap. We applied for a SallieMae but were rejected with me (his mom) as a cosigner. We've had some bad credit, don't have a cosigner, our income in good, and are wondering if anyone has had luck with any loans? We will probably try the Parent PLUS but if we are rejected (which we probably will be) our son will only get another $4000, which won't cover the gap. Thanks for any advice!</p>
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<p>laural4018 -</p>
<p>Have you asked this in the Financial Aid Forum? Someone there may have more ideas for you.</p>
<p>Find help from community college financial aide experts just call and ask your questions they know more than just what it takes to finance com. College, you may be pleasantly suprised</p>
<p>Thanks, I’ll try that. I’m still trying to navigate this site!</p>
<p>Laural4018 – you might also want to check out local credit unions and/or savings banks. Sometimes their guidelines are less strict than the big banks. Especially if you have a “relationship” with them (which can be achieved by simply opening an account). Good luck.</p>
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<p>If your income is good but your credit is bad, you may still get some loans offered at high interest rates. Seems like it would be worth just paying the tuition every year, if you can afford it.</p>