<p>Banks have been pushing these wherever they can: rebate debit cards from electronics sellers (I think that most consumers don’t like them), the IRS using them for refunds (in many cases, fraudulant), and anywhere cash is distributed where the bank can get a fee.</p>
<p>Parents and students have to figure out the best solution in terms of fees, charges, fines vs convenience. It’s a pain that your school is helping the bankers pick your pocket but everyone is doing that today. Except maybe your local credit union.</p>