<p>We stayed with Chase since that’s our family bank, and there’s a branch quite close to TD, where my daughter lives. But as I posted in another thread, I don’t think she’s ever walked in the door or used their ATM. She just uses her debit card everywhere, even for laundry. She can even remote deposit checks using her iphone. So if you currently have a family bank, it may be better to stay with that (it’s more convenient if your parents ever want to transfer money to you if you have linked accounts).</p>