<p>The money question is impossibe to answer without specifics. If there are no savings because your family makes little income, that’s one thing. If there are none because they pay a big mortgage and have credit card debt, that is treated completely differently.</p>
<p>If you are low income the best strategy is to do really well and apply to schools that meet full need. None of the Fla state schools do but they may be doable with Bright Futures, Pell grant, loans and work study.</p>