<p>Thank you all for this wonderful information! I hope to keep receiving such great responses. Now I’ve got something to really think about. NCF may end up being the perfect college for me! 
I spend my Summers and many weekends throughout the year (including vacations, Spring Break, Thanksgiving, etc.) in Sarasota, so I think I ought to take a visit this Summer.</p>
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Family makes little income and doesn’t exactly pay a mortgage (my step-dad’s father “owns” the house, even though we live in it, so he covers the mortgage, and we just pay him monthly so that if we ever get behind, it’s on a personal level and not with the mortgage company). No credit card debt, no crazy spending habits, no gambling, etc. Just a low-income family.</p>
<p>When it comes time to applying for financial aid, I’m going to need help on how to answer the questions. The mortgage situation is a tricky one in that I have no clue if it’s more beneficial to say that we are paying a mortgage, or to say that we aren’t paying a mortgage. We also get monthly food stamps and some other government aid, including some health care coverage I think? I’m sure this can only help my case.</p>