<p>Speedo, probably because most people would structure businesses to show paper loses to limit tax implications, but that does not necessarily give a clear picture of what is actually available to tap for college expenses. If a college is going to fund someone’s education or are responsible for dispursing federal dollars then I’m not sure I see where the conflict is…not saying I like the system, but not sure it’s discriminating. My parents refused to fill out financial aid forms back in the day because they felt it wasn’t the schools “business” to “know” their financial situation. People still have the opportunity to not ask for financial aid but most people are sending their kids to schools that they might not necessarily be able to write full tuition checks…</p>