<p>Schuman I don’t think you know what financial aid is. You may want to use the net price calculators instead of just looking at sticker prices.</p>
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<p>It’s still not too clear (to me anyway) what you mean when you say room and board are “not required”.</p>
<p>Do you mean that you plan to commute from home, therefore your family will cover these expenses? Or, do you mean that, regardless of where you go, you are sure your family can afford to cover all these expenses? Or do you think that, if necessary, you can borrow to cover these expenses?</p>
<p>Room and board together can cost $10K-$15K, or even more at some schools (like Cooper Union in NYC for example). So it may not be realistic for you to borrow the full cost of room and board.</p>