?? You are drawing an artificial distinction between tuition and all the other expenses you would incur. Regardless of where you attend and pay tuition, you need to eat, sleep, pay for health insurance, etc.
You need to focus on the entire costs, not tuition.
You also need to focus on elements other than “school reputation”. Exactly what facts are you using to determine reputation? And why are you not focused on colleges in your own country if you don’t think OSU is more than “decent”?