<p>I know that liberty is the most popular, but I dont want to waste money on too many meals or too many points. Also, would it not be better as a freshman to get to know people through eating in the cafeteria?</p>
<p>And, about getting the PennCard, should I sign up with PNC Bank or the Student Federal Credit Union? Are there credit card and debit options? Is it easy for my parents to transfer money into my account?</p>