<p>The bottom line is that you need colleges with net costs of about $25K or less (after $15K from your parents and no more than ~$10K in “self help”).</p>
<p>Among OOS public schools, consider Truman State (~$20K OOS) or U Minnesota Morris (~$20K OOS). Among small private LACs, consider some of the “Colleges That Change Lives” ([Colleges</a> That Change Lives | Changing Lives. One Student at a Time.](<a href=“http://www.ctcl.org/]Colleges”>http://www.ctcl.org/)), but the challenge will be to find one that covers most of your need. Loyola University Maryland is a “regional university” with good need-based aid, where your stats are about average.</p>
<p>Michigan State costs about $21K (in state). Your stats are just about average for Michigan State.</p>