<p>You know, simple advice.
Apply ED to your top school choice, irrespective of whether you have a “chance” or not.
I believe it UPenn, in your case, so let that be it.
You never know what might click the Adcoms in your application.
Apart from NYU, Babson and NorthEastern; you’re looking absolutely fine (even without your ‘projected’ SAT)
Best of Luck =)</p>