<p>Vandy is no-loan, btw.</p>
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<p>[Vanderbilt</a> Expanded Aid Program | No Need-Based Loans | Student Debt Reduction | Office of Student Financial Aid](<a href=“http://www.vanderbilt.edu/financialaid/expanded-aid-program.php]Vanderbilt”>http://www.vanderbilt.edu/financialaid/expanded-aid-program.php)</p>
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<p>Why? (There are schools below the Mason Dixon line that also offer merit money.)</p>