<p>Just out of curiousity, who used their checkings vs. savings? I'm sure this shouldn't be a hard decision, but I keep going back and forth. So I just want to know what everyone else decided and why, or for someone to tell me to just pick one since it honestly doesn't make a difference.</p>
<p>Oh, and on a different note how about those who are under 18? I haev a special student checkings and savings account and I don't know if I need to go in and have a chat with the bank. Thanks guys!</p>