Are you currently a junior? Will you be able to study for and take the SAT or ACT by early fall (Sept./Oct.)? You might try York College of Pennsylvania. List price with room and board is ~$34,000 but they do offer merit scholarships to top students. Pennsylvania has over 50 colleges/universities with direct entry programs, many of them not overly competitive for admission. I don’t know which if any offer substantial (full or nearly full tuition) scholarships, which is what you would need to keep costs under $20k.
You may want to check out the thread below. The last post was in January, and I’m sure some information is out of date, but you may want to look at the schools posted to see if they have nursing programs and whether they are still offering similar tuition and scholarships for out of state students.
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