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<p>Oh, it’s a fine strategy…as long as American tax dollars aren’t used to subsidize it. </p>
<p>Which in the OP’s case, it would indirectly do. Instead of paying for her kid’s college costs, she’d use the money for a family investment, and then she’d get tax payer assistance to pay for her kid’s college. </p>
<p>We’d all like to do that! 
But, it’s kind of fraudulent behavior… :(</p>