cal grant a vs cal grant b

<p>Okay.. I've done tons of searching on this forum, google, and yahoo. I am still confused.</p>

<p>Cost of Attendance
Fees $9,231
Room and Board $10,900
Books and Supplies $1,750
Transportation $1,300
Personal Costs $1,750
Total Cost of Attendance $24,931</p>

<p>FEDERAL PELL GRANT $5,350<br>
ACG GRANT (ESTIMATED) $750
CAL GRANT B STIPEND (ESTIMATED) $1,551<br>
UCR GRANT 9,300
Total Gift Aid $16,951 </p>

<p>Would it be better for me to get Cal Grant A? 16951 + 7788 = $24739, which is more or less the cost of attendance. With Cal Grant B, I have to take out loans. Wouldn't it be better to ask for Cal Grant A? I wouldn't even have to take out loans.</p>

<p>I do realize that I will get $7788 + $1551 for the next three years with Cal Grant B. Doesn't transportation, personal cost, and books and supplies vary from student to student? If I get the same gift aid ($16951) and still get $7788, will I receive the extra money?</p>

<p>I don't see how Cal Grant B is more beneficial than Cal Grant A... besides the fact that I will get $1551 to spend for four years. Wouldn't it be better to not have to take out loans? </p>

<p>Also, it seems that Cal Grant A will give more money in the long run.
7788 x 4 = 31152
1551 x 4 = 6204, 7788 x 3 = 23364 = 29568</p>

<p>any input would be appreciated! D:</p>

<p>The UC grant amount will reduce by the amount of the increase in Cal Grant B. I have not run the numbers currently but the UCs look for the best overall package for you and they seem to pick the B and make up the difference the first year.</p>

<p>The good news is that if you qualify that ACG grant can become a very valuable SMART grant in years 3-4</p>

<p>Good luck trying to fully understand the CalGrant system, particularly A vs. B. Bottom line, from what we discovered, is what somemom said: the schools select the one that’s best for you, if you’re eligible for both.</p>

<p>Cal Grant A offers 4 years of tuition & fee assistance at CSU’s U/C’s and Private Universities only. The 1st year you must need ALL of the tuition amount + $1500 to be able to use the grant at all.</p>

<p>Cal Grant B offers
4 years expense assistance up to $1551. at Community College or Universities and
3 years of tuition assistance starting as a sophomore at CSU’s U/C’s and Private Universities.
The 1st year you must need $700. to be able to use the grant at all.</p>

<p>2nd 3rd and 4th year of Grants A, B, minimum need of $100.</p>

<p>Do you have enough need to recieve Cal Grant A? If not, then you do you at least need $700 for the year? In later years Cal Grant B also has university tuition offering just like CG A.</p>

<p>I don’t understand your post. D:</p>

<p>Each year, a number of new Cal Grant applicants will simultaneously meet the eligibility criteria for both the Cal Grant A and B awards. Since state law allows a student to participate in only one Cal Grant program at a time, the Commission places the student into the program that appears to provide the greatest monetary benefit over the student’s projected participation time in their college program. However, since the Commission lacks information on other factors (Scholarships, Changes in circumstances, other aid you did or didnt recieve) that may determine which Cal Grant award is best for the student, award changes can be requested. Based on how the Cal Grant A and B awards are paid out, the overwhelming majority of students that would benefit from a program change would be first year students.</p>

<p>Before changing a student from a Cal Grant B to a Cal Grant A, the Commission advises that students & campuses carefully factor in the effect of tuition-only scholarships, tuition remissions, veterans benefits or any other sources of funding that would reduce the student’s tuition/fee obligation as these would affect the amount of Cal Grant A funds. Factoring in these sources of funding might make the Cal Grant B a better choice for a freshman Cal Grant recipient.</p>