<p>Hello everyone, I've got a question on Cal Grants and Pell Grants.</p>
<p>To give a bit of background, I'm in California, 20, been out of school for a few years, and desiring to finally start college. I want to start at a CC for my first two years, and seems I can get it taken care of by a BOG Waiver for the most part, but wondering what I'm going to be doing once university comes up. I'm thinking of going to a CSU, and getting it paid for with a Cal and Pell Grant (assuming I get both), would that be at all possible? I want to plan ahead in terms of financial aid before I even go to college, and want to make it right. I'm very poor, and hoping I can utilize aid to be able to get up to at least a bachelors degree.</p>
<p>Have you been working while you have not been in school? Both your parents income/assets and your income/assets will be used by FAFSA to calculate your EFC. The Pell requires a very low EFC (<4617 this year). A dependent student has a small amount of income protection (@$4500) then 50% of income goes to the EFC. Parents have higher income protection.</p>
<p>I’ve not been working for over a year , and our household income is so low, we qualify for Section 8, EBT, and No cost medicaid, if that puts anything in perspective.</p>
<p>Please check carefully to see if you are eligible for a Cal Grant. Based on your brief information, I am not sure it will apply to you. It may be available when you are ready to transfer, though. You might try emailing or calling the California Student Aid commission. [Student</a> Scholarships, Financial Aid Scholarship, FAFSA Financial Aid - Contact Us](<a href=“http://www.csac.calgrants.org/index.cfm?navid=18]Student”>http://www.csac.calgrants.org/index.cfm?navid=18)</p>
<p>For CC, I think a BOG waiver will cover it. I’m more concerned about when I’m ready to transfer if I’m going to be able to pay for uni. I think, as long as my EFC stays the same, along with a good GPA, I should probably get both Pell and Cal grants. I just want to make sure though. Seems if I do, one or the other, or both, should cover it. But I want to plan ahead.</p>