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<p>The number of credits you have does matter for transfers and I’ve never heard of a school that does not require transcripts from EACH school you’ve attended so I think your art school will matter. But you’re asking about financial, not academic safeties, on this forum. And the financial safeties are going to be your instate publics and those very selective school that promise to meet need. So you have to be upfront about your academic history or you will be wasting your time applying.</p>
<p>I think you need to make a more rational plan. I think that at this point you’re going to have to either work and save up money or take loans. Finish your associate’s so you have some sort of degree under your belt. Try to apply for fall semester so you have a better chance at getting aid…spring semester is tough even for first-time freshmen.</p>